Add peace of mind to your next RV adventure. Insure your toys. Because the term "recreational vehicle" can be broad, a gamut of policies exist. As an insurance agency, Ryder Rosacker McCue & Huston can help you navigate the varying types of recreational vehicle insurance. There's camper insurance, ATV insurance and even golf cart insurance. Some RVs are non-motorized — towed behind vehicles or transported in truck beds. Other recreational vehicles are motorized. So if you're looking for RV insurance, it's best to consult a agency that can help you determine your coverage needs. Various state laws determine requirements for registration and insurance; our agency can help you learn about your local requirements and advise you on the best recreational vehicle insurance options for your situation.
In most cases, if the vehicle pulling the trailer is covered under the policy, the liability coverage will be extended to the trailer if you own the trailer. However, physical damage (collision or comprehensive) must be purchased separately. You will need to review your policy for exceptions.