Almost every business may face a loss due to owning, renting, using, loading or unloading a vehicle. A Commercial Auto Policy — business car insurance — can handle most operational needs, including trucking, garaging and transport services, along with other auto exposures. Coverage is flexible. It can be purchased as separate commercial car insurance or as part of a coverage package that also protects business property (buildings, equipment, furniture, etc.).
Typically a Commercial Auto Policy (or similar form) will not provide coverage for the following: